Guides
Guides for when the paperwork lags the business
Practical, researched guides on building evidence lenders accept, written for Australian owners and updated regularly.
EvidenceTax and lodgementsGetting readyGrowth
Assets and Liabilities Statement for a Low Doc Loan
No financials? Your assets and liabilities statement does the balance sheet's job. What lenders check on every line, and the one liability owners forget.
2 October 2026
Reading Your BAS Like a Lender: Label by Label
What a credit analyst reads on your BAS when tax returns are missing: G1, 1A, 1B, W1 and W2, how they're cross-checked and the patterns that raise questions.
1 October 2026
Tax Return Not Lodged Yet? Show a Lender It's in Hand
Late isn't always overdue. How to prove your tax return is underway: agent letters, ATO lodgement history, account statements and a simple status summary.
1 October 2026
Making Cash Takings Count When You Need Business Finance
Cash that isn't banked doesn't exist to a lender. A daily takings routine that makes cash turnover visible, matches your BAS and strengthens low doc loans.
1 October 2026
Proving Income in Your First Year of Self-Employment
No tax return yet and no payslips anymore? How first-year sole traders and new companies build income evidence lenders accept, month by month, from day one.
1 October 2026
Won a Big Contract While Your Tax Paperwork Is Behind?
A bigger job can stretch cash before it pays. How to map the gap, what evidence counts when returns are behind, and the finance that suits contract work.
1 October 2026
Accounting Software Reports Lenders Actually Read
No formal financials? The five reports to export from your accounting software for a low doc loan, how to check them against the bank, and what to leave out.
1 October 2026See what your business could qualify for
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